BANKING AWARENESS

1. AADHAAR card denotes – Unique Identity Number

2. PSL – Priority sector lending

3. NBFC – Non Banking Financial Company

4. WPI – Wholesale price Index

5. CPI – Consumer Price Index

6. LAF – Liquidity adjustment facility

7. NDTL – Net Demand and Time Liabilities

8. UCB – Urban Cooperative Bank

9. ECS – Electronic clearing service

10. FSLRC – Financial Sector Legislative Reforms Commission

11. UCIC – Unique Customer Identification Code

12. AML – Anti Money Laundering

13. CFT – Combatting of financial terrorism

14. SME – Small and Medium Enterprises

15. CDR – Corporate Debt Restructuring

16. CDS –Credit Default Swaps

17. IRS – Interest Rate Swaps

18. QE3 –Quantitative Easing

19. FII – Foreign Institutional Investors

20. RRB – Regional Rural Banks

21. PDC – Post Dated Cheques

22. MSE – Micro and Small Enterprises

23. DCCO – Date of commencement of commercial operations

24. CRAR – Capital to Risk weighted assets ratio

25. IBL – Inter bank liability

26. GDS – Gold deposit scheme

27. CAD – Current account deficit

28. ECB – European Central Bank

29. MFIN – Micro Finance Institutions Network

30. IRDA – Insurance Regulatory Development Authority

31. CRMPG – Counterparty Risk Management Policy Group

32. HTM – Held to maturity

33. SLR – Statutory Liquidity Ratio

34. BC – Business correspondents

35. BF – Business facilitators

36. DSA – Direct selling agents

37. DMA – Direct marketing agents

38. DRA – Debt Recovery agents

39. ELA – Emergency Liquidity assistance

40. BOP – Balance of payments

41. APBS – AADHAAR payment bridge system

42. FDI – Foreign direct investment

43. M3 – Money supply

44. MSF – Marginal standing facility

45. FFA – Forward freight agreements

46. AD – Authorised dealer

47. BIS – Bank for international settlements

48. BR act – Banking Regulation act

49. MCX – Multi commodity exchange

50. PSB – Public sector banks